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Terms of Service

Last updated: June 2026 · Pending legal review

1. Acceptance of Terms

By creating an account or using Allvyu, you agree to these Terms of Service. If you do not agree, do not use the service.

2. Description of Service

Allvyu is a personal wealth tracking and visualisation platform. It allows you to track stocks, cryptocurrency, real estate, private investments, cash holdings, and liabilities — across multiple legal entities and currencies — in one unified dashboard, alongside any data you import from a brokerage or crypto wallet.

Allvyu is not a bank, broker, custodian, payment service, financial adviser, or tax adviser. We do not hold your money or assets, do not execute trades or payments on your behalf, and do not provide personal financial product advice. All information shown is for your personal informational use only.

3. No Financial or Tax Advice

Allvyu is not licensed or authorised to provide financial services. It does not hold an Australian Financial Services Licence (AFSL), a tax-agent registration, or any equivalent licence in any jurisdiction. Nothing on Allvyu constitutes financial, investment, tax, accounting, or legal advice or a recommendation, and no output takes your objectives, financial situation, or needs into account. Everything shown is general information only.

Portfolio values, returns, projections, and tax calculations are estimates based on the data you provide and third-party market data. You must not rely on Allvyu for any financial, investment, tax, or legal decision. Always obtain advice from an appropriately licensed or registered professional first. Tax pack outputs are informational only, are not lodgement-ready, and must be verified by a registered tax agent or qualified accountant before lodging any return.

For the full statement of these limits, see our Disclaimer, which forms part of these terms.

4. Connected Accounts

When you connect a public crypto wallet by pasting its address, you authorise us to read on-chain transactions for that wallet. Brokerage data is provided manually or by uploading statements; we do not pull from brokerages directly.

The accuracy, completeness, and timeliness of connected-account data depends on the source provider and the underlying institution. We are not responsible for errors, gaps, or delays in third-party data feeds. You remain responsible for verifying critical numbers against your underlying institution.

You may disconnect any connected account at any time. Disconnection stops further sync immediately. Deletion of historic data is governed by our Privacy Policy.

5. Data Accuracy

Allvyu computes from the data you enter, import, or upload, combined with third-party market, on-chain, and currency data (provided by parties such as Yahoo Finance, CoinGecko, Moralis, and Frankfurter). We do not independently verify any of it. Your inputs may be entered incorrectly, omitted, duplicated, out of date, or misclassified, and document extraction may misread values; external feeds may be delayed, incomplete, or inaccurate. Every figure Allvyu shows is therefore an estimate that may be wrong, and is only as accurate as the data behind it.

Allvyu does not guarantee the accuracy, completeness, or timeliness of any data or calculation. You are solely responsible for the accuracy of your data and for verifying all information against your underlying institutions and statements before relying on it for any financial, tax, or legal decision.

6. Your Data

You retain ownership of all data you enter into Allvyu. We store your data securely using Supabase (PostgreSQL) with row-level security. You can export your data at any time and delete your account to remove all data permanently. See our Privacy Policy for details.

7. Account Responsibilities

You are responsible for maintaining the security of your account credentials. Do not share your password. Notify us immediately if you suspect unauthorized access.

8. Limitation of Liability

Allvyu is provided on an "as is" and "as available" basis and may be in active development and contain errors or interruptions. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including any warranty of accuracy, reliability, merchantability, or fitness for a particular purpose.

To the maximum extent permitted by law, neither Allvyu nor the entity that operates it is liable for any loss, damage, cost, or expense — whether direct, indirect, incidental, special, or consequential, including loss of profits, tax penalties or interest, missed obligations, lost opportunities, or data loss — arising out of or in connection with your use of, or reliance on, the service, including incorrect valuations, decisions based on displayed data, or errors or delays in third-party feeds. Where liability cannot lawfully be excluded, it is limited to the maximum extent the law allows.

Nothing in these terms excludes, restricts, or modifies any consumer guarantee or other right you have that cannot lawfully be excluded, including under the Australian Consumer Law.

9. Assumption of Risk & No Advisory Relationship

You use Allvyu at your own risk and are responsible for your own financial, investment, and tax decisions and for verifying all information before acting on it. Using Allvyu does not create any advisory, fiduciary, brokerage, or professional relationship between you and us. Past performance and any projection or estimate are not indicators of future results.

10. Indemnity

To the maximum extent permitted by law, you agree to indemnify and hold harmless Allvyu and the entity that operates it from any claim, loss, or expense arising out of your breach of these terms, your misuse of the service, or your reliance on any information it provides.

11. Modifications

We may update these terms from time to time. Continued use of Allvyu after changes constitutes acceptance of the updated terms.

12. Termination

You may delete your account at any time from Settings. We reserve the right to suspend or terminate accounts that violate these terms or abuse the service.

13. Contact

For questions about these terms, contact us at contact@allvyu.com.